Remortgage CCJs | Adverse Credit Remortgage

Remortgage Details

Remortgage Amount*

What is the purpose of the Remortgage?

Homeowner?

Your Details

Title

First Name*

Surname*

Marital Status

Date of Birth*

House number*

Street*

Town*

County*

Postcode*

Telephone No.*

Mobile Tel. No.

Email Address

Best Time to Call*

Employment Type*

Occupation*

Monthly Combined Income * (£)

Your Mortgage

Property Value*

Purchase Price*

Property Type*

Mortgage Type*

Monthly Payment £*

Mortgage Term Left*

Mortgage Balance* (Including Secured Loans)

Lender Name*

Years at Address*

Purchase Date*

No. of Bedrooms*

Credit History

Credit Rating*

CCJs?*

Any missed or late mortgage payments in the last 3 months?*

Any missed or late mortgage payments in the last 12 months?*

Welcome to Remortgage CCJs

Our specialist remortgage brokers have extensive experience with bad credit problems and especially those with a County Court Judgement.

So please, don't worry! We help over 95% of all those who apply with us online >>>>>>>>>>>>>>>>>>>>>>

Our Remortgage CCJs specialists can help with any of the following:

Bad credit record CCJ, Defaults, Arrears
Turned down and classed as bad credit
No Proof of income
Mortgage Arrears
Chased by credit card or debt collection Agency
Threatened with home repossession
Unhelpful bank
IVA or Bankrupt
Struggling with debts and needing to consolidate
Self employed with no accounts

Bad Credit Terms

CCJ (County Court Judgment) is a judgment given by a court for non payment of an unsecured debt, this remains on the applicants credit file for 7 years.

Arrears are when payments are missed, this normally is associated to a mortgage or secured loan.

Adverse Credit is a general term for people with a poor credit history.

Default is a status given to an account when four or months payments are missed. If the applicant can be found a CCJ will be issued against them.

Repossession Order is when a lender takes possession of a property when payments have been missed and negotiations between the mortgagor & mortgagee have broken down.

IVA (Individual Voluntary Arrangement) is a status used when the creditors agree to a lower monthly figure, which stops Bankruptcy proceedings and allows the person to continue earning and paying their commitments.

Bankruptcy is a status used when someone cannot obligate their financial commitments. This lasts normally for a period of between 12 months until 5 years. The bankrupt person is unable to obtain credit for more than £250 and has a ceiling attached to their earnings.

Remortgage CCJs are a specialist remortgage company who provide help to homeowners looking to remortage and who have a County Court Judgement or who have a bad credit history. Finding a Remortgage CCJ is not easy for some remortgage lenders as they are not specialists in this area. With Remortgage CCJs we can help you find a remortgage within minutes of applying so we can put your mind at rest by our fast approval and decision.

So, if you need to raise any sum of money from £10,000 up to £1,000,000 then just fill in the Remortgage CCJs Enquiry Form opposite and someone will call you back at the time you specify.

Once one of our brokers talk you through your remortgage requirements they will then raise the necessary paperwork to complete the remortgage ccjs application process. The length of time to complete the Remortgage CCJs process can be from a number of days to a few weeks depending on how much you need to borrow along with a number of other governing factors.

Apply online today and one of our FSA approved mortgage brokers will give you a call at the time specified. They can be giving you ana nswer in the next 5 minutes so please get in touch with us today and let our brokers sort out your remortgage with the minimum of fuss and hassle.